This website is provided by Esteem Bank as a service to its users. Users are defined for the purposes of this statement as “You”. Your access to, and use of, this website constitutes your agreement to accept these Terms of Use and Disclaimers.

 

If you do not agree with these Terms of Use, or any part of them, you may leave the website.

Esteem Bank reserves the right to update or modify these Terms of Use and Disclaimers at any time without prior notice. Your continued use of this website following any changes constitutes your agreement to accept such changes.

Terms of Use

1. Copyright / Permission to Reproduce

Unless otherwise stated the copyright and any other rights in the contents of the material available through this website, including any images and text, are owned by Esteem Bank. 

 

Content on this website is produced and/or compiled by Esteem Bank for the purpose of providing users with information related to the activities of the Bank. Except as indicated below (section 2, Exceptions to Permission to Reproduce), the Bank permits you to freely use, copy, distribute and transmit its website content under the following terms:

1.1. Attribution
You must attribute Esteem Bank as the source of the content, and indicate if changes were made.  You may do so in any reasonable manner, but not in any way that suggests that the Bank endorses you or your use of the content.

1.2 Accuracy
You must exercise due diligence in ensuring the accuracy of any content you reproduce.

1.3 Use of Content: Notice Requirement
If You provide content from this website through paid services or incorporate any content in documents for sale (regardless of the medium), You must inform any prospective purchaser, prior to its distribution or sale, that said content was obtained from this website and that such information is available on this website free of charge.

2. Exceptions to Permission to Reproduce

2.1. Bank Note Images
Permission to reproduce bank note images must be obtained in writing from the Bank.

2.2. Reproduction of the Bank’s Logo and Wordmark
The Bank’s logo and wordmark may not be reproduced, whether for personal, commercial or non-commercial purposes, without written authorization from the Bank. Permission to use the Bank’s Logo or Watermark may be obtained by submitting a request in writing to support@citizenbnk.com.  

2.3 Third-party Content and Licensed Content
Some website content may be produced by third parties who retain all rights in such material. Such content is used by the Bank with the permission of the content’s owner and may be subject to specific terms and conditions. The rights of such third parties is protected under the Copyright Act and international agreements.  The Bank does not grant You permission to re-use such third-party content unless it expressly indicates that You may do so.

The Bank will endeavor to acknowledge third party copyright and restrictions on the use of specific content. If third party copyright or restrictions have not been properly acknowledged, please notify us at support@citizenbnk.com so that we can make the appropriate arrangements.

3. Official Languages

Esteem Bank observes the Official Languages Act, and is committed to ensuring information and services on this site are available in English. Please note that, with respect to research papers, such papers are generally published in the official language in which they were originally written. In such instances an abstract of the paper is provided in any other language.

4. Privacy Notice

Personal information collected by Esteem Bank is protected under the Privacy Act. For further information about Esteem Bank’s privacy practices, please consult our Bank’s General Privacy Policy.

Please note that listings of job opportunities currently available at Esteem Bank are contained on a third-party site. Any personal information submitted through an application for employment using that site is protected under the Privacy Act.

Disclaimers

General

The information on this website is provided for general reference purposes only.  While every effort is made to ensure that the site is up to date and accurate, Esteem Bank accepts no responsibility or liability for the accuracy or completeness of the content or for any loss which may arise from reliance on information contained in this website.

You acknowledge that your use of the information and data, including rates and statistics, provided through this website is at your sole and own risk. Under no circumstances shall Esteem Bank, its employees, directors, officers, agents, vendors or licensors involved in creating, producing or delivering this site or content found on this site be liable for any loss, injury, claim, liability or damage of any kind resulting in any way from: (a) any content or material downloaded from this website; (b) any links provided on this website; (c) any errors in, or omissions from, the data found on this website; (d) the unavailability or delay of any such data; or (e) your use of the data found on this website or any conclusions you draw from it, regardless of whether you received any assistance from Esteem Bank or its employees with regard to such data. Under no circumstances is Esteem Bank liable to you for any amount.

Esteem Bank provides no warranty, express or implied, as to the accuracy, timeliness, completeness, merchantability, fitness for any particular purpose, title, quality or non-infringement of any service or information contained on the website in any form or manner whatsoever.

Links to other sites are provided for your convenience. Esteem Bank accepts no responsibility or liability for the content of those sites or of any external site which links to this site.

Rates and Statistics

While statistical data on Esteem Bank website is derived from sources that the Bank generally considers reliable, the Bank cannot guarantee the completeness or accuracy of such data.

Exchange Rates

All Esteem Bank exchange rates are indicative rates only, derived from averages of transaction prices and price quotes from financial institutions. As such, they are intended to be broadly indicative of market prices at the time of publication but do not necessarily reflect the rates at which actual market transactions have been or could be conducted. They may differ from the rates provided by financial institutions and other market sources. Esteem Bank exchange rates are released for statistical and analytical purposes only and are not intended to be used as the benchmark rate for executing foreign exchange trades. Esteem Bank does not guarantee the accuracy or completeness of these exchange rates.